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Are you hiring home inspectors?
Correspondent Sara James reports on a year-long "Dateline NBC" hidden-camera investigation that examines whether professional house inspectors are providing objective evaluations of homes and reveals how some inspectors may be working for the realtor rather than the home buyer. Play the video clip of the report.
 
    If you’re thinking of buying a house, chances are you’ll hire a home inspector to find and report any problems before you buy it. Since most of us know nothing about plumbing, electricity or roofing, the inspector is our protection against buying a lemon. We pay home inspectors to have our best interests in mind. But how can you make sure you’re getting an inspector who will tell you everything he knows about the house?  


       
   
Interactive Common house problems: What you need to know.
 

     
Some home inspectors may fear if they speak too openly about the flaws in a home they will anger the realtor and never get another referral.

       WHILE SOME HOME inspectors give objective, complete inspections, others may fear if they speak too openly about the flaws in a home they will anger the realtor, and never get another referral. Currently no state has a law banning real estate agents from referring home inspectors, so what can you do to protect yourself?
       Stan Harbuck, a Utah home inspector, has been in the business for about 10 years. His group, ABBHII (A Board of Building and Home Inspectors International), is just one organization that requires its membership to declare themselves “independent” from realtors in their contracts. He says there are several things home buyers can do to help ensure they’re getting an objective report and that the relationship between the inspector and the real estate agent does not pose a conflict of interest.
* Be careful about using an inspector recommended by your real estate agent. Instead, consider asking friends or relatives if they know an inspector they like and trust. But evaluate inspectors on your own. Do not delegate this responsibility to agents, loan officers, or anyone else with a financial interest in the transaction.
* You can also ask for a provision in the contract that asks the inspector to assure that he/she has not recently, is not currently, and does not plan in the future, to solicit referrals from real estate agents.
* Make sure the inspector or the inspection company agree not to start before the scheduled start time.
* Make sure that whatever the inspector tells you in person, he puts in writing in the final report. If the inspector states anything about the house that you feel has a significant influence on your decision whether to buy, renegotiate, etc. be sure the statement is recorded in the report in writing.
* Attend the entire inspection without interfering with the inspector (e.g. ask questions at the end of the inspection but before the report has been processed).
* Use only a firm that allows you to be able to receive, read, and ask questions about the inspection report at the end of the inspection before the inspector leaves the site.
* Be wary of inspectors making comments that have an effect on your decision to buy that involve issues generally outside of their area of expertise such as: the relative value of the home (for example, “you’re getting a real bargain here” or “this neighborhood has excellent schools” or “this neighborhood has a low crime rate.”)
* Ask for a list of the ratings that the inspector has given on the last 10 home. they have inspected (e.g. above average, average, below average) and have him sign it as proof of his acknowledgement that it is true.
* Make sure that the inspector, the inspection firm owner, or other inspectors in the firm do not have a spouse that is a real estate agent or broker.
* Make sure that no owner or inspector in the firm holds an active or inactive real estate agent or broker license. Also, the company itself should not be owned, partially or wholly, by a real estate company, bank, etc.
* Make sure that neither the owner of the inspection firm nor any of the inspectors in the firm are in any way related to any of the agents involved in the sale of the home being inspected.
* Look for ads that indicate independence from real estate agents and that state the inspection firm does not solicit referrals from real estate agents.
       
       
 
 
       
   
Internet Sites The American Society of Home Inspectors
Internet Sites A.B.B.H.I.I.: A Board of Building and Home Inspectors
Internet Sites The Home Inspection and Construction Information Website
 
     
 
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